Revisión de la Revista Árabe de Negocios y Gestión

Ramadan not only has a religious value to the community but also adds value to the economy through formal, structured as well as informal unstructured employment. As during Ramadan, food consumption patterns change as well as people's tendency to buy religious items also heightens, it is an important month for the street vendors and impacts their socio-economic position for the year. This paper deals with gaining insight on social orientation, business modality, perception on the effect of festivals and the real effect of Ramadan and pandemic on the revenue and cost. The evidence suggests that despite the presence of other religious and non-religious festivals, Ramadan remains the most critical time for street vendors to generate additional revenue. However, the effect is greater for carts selling processed foods and religious items. The selling of religious items usually face a steep downhill during non-Ramadan times which makes it unsustainable throughout the year. However, although the pandemic hit the regular review of the street vendor, during Ramadan times they didn’t have to lower the prices of items being sold due to the persistent demand.

The study seeks to examine the impact of microfinance institution on economic growth using Egypt as a case study. The study employs the multiple regression analysis given the data is cross-sectional and time series in nature. Secondary data of all commercial banks were extracted from the Central Bank of Egypt and Annual Reports. Data used in this model are time series secondary data for the period 2003 to 2018.The findings of the study show that microfinance loans have a significant positive impact on the short run economic performance in Egypt. Microfinance loans enhanced consumption per capita in short-run with an impressive coefficient, although these banks’ loans do not have a significant impact on economic growth in the long-run. Microfinance investment however, has a significant impact on economic performance in Egypt in the long-run. Although microfinance loans are relevant in growth process in Egypt, other measures such as boosting agricultural production and taking appropriate steps to enhance per capita income are equally important in boosting the Egyptian economic growth. It was recommended that microfinance institutions should loan to improve consumption in the short- run, while the long-run goal should be to improve investment and other capital accumulation.

El objetivo de este estudio fue investigar los conocimientos, actitudes y resultados prácticos de los empleados de bienestar social en el territorio de la República de Serbia en lo que respecta a las habilidades de competencia cultural, así como analizar las capacidades de las organizaciones/instituciones en este ámbito. Es decir, el enfoque principal del documento es el esfuerzo por comprender mejor la complejidad de los desafíos y las barreras que enfrentan los empleados en el bienestar social en relación con el conocimiento y las habilidades adquiridas hasta ahora a través de formas formales e informales de desarrollo profesional. En la primera parte del documento, se presenta una breve descripción general de la importancia de las habilidades de competencia cultural, así como los desafíos potenciales en el bienestar social en ese dominio. La parte principal del documento se centra en la interpretación de los resultados de la investigación y la discusión, señalando la necesidad de desarrollar la competencia cultural no solo en lo que respecta a los profesionales, sino también a sus organizaciones/instituciones. Finalmente, la principal contribución de este documento es señalar la importancia de la educación permanente y el desarrollo profesional de los profesionales en el campo de la competencia cultural, que tiene como objetivo final brindar servicios que estén en línea con los mejores intereses de los usuarios y sus necesidades reales.